Hennequin said he would choose pillows over macarons--pastries produced by Lenotre--when it comes to investments. However, the company would like to continue working with the caterer, which supplies food for the company's high-end hotels, he added. Accor has shed assets over the years in order to focus resources on the hotels business, most notably its vouchers divih, says the regulation exemption is an early surprise in a complex law.  "There are just hundreds and hundreds of provisions that most people, even those who think they're informed, don't know about it," she said. "You can count on every year, for the next six or seven years as this unfolds, that we are going to discover provisions that no one was aware was in that legislation."  Wilensky is on the board of an insurance company whose Medigap plans are sponsored by AARP. She said the Medigap plans should not be included as part of the rate review anyway, but that neither should the other plans. "States have the right to regulate insurance," she said.  So did AARP get a break? It escapes certain health care overhaul regulations -- such as a restriction on insurance industry executive pay and a tax on insurance companies -- but AARP is not an insurance company.  But the Medigap plans, one of several kinds of health insurance plans AARP sells, will avoid the new rate reviews.  Under that system, insurers seeking increases of 10 percent or more would have to publicly justify them. Those plans would then be either scrutinized by the state or the federal Department of Health and Human Services.  HHS Secretary Kathleen Sebelius has promised to study supplemental Medicare insurance costs, but she notes the federal government has no authority to order changes.  An AARP representative could not be reached for comment.  Meanwhile, the White House continues to portray insurance companies as the bad guys of the health industry.  "I think there's genuine benefits that the law